Recently I had someone come to me with their laptop saying that they had a new anti-virus program that they didn't remember installing and that 'other things' on their laptop didn't seem to work any more. The same thing happened to a corporate desktop machine I was asked about a couple of weeks later, that was originally running McAfee. Finally, two days ago I saw another corporate machine running McAfee that was saying that it had a hard drive failure. A tool, called HDD Tools, then automatically ran to diagnose the problem and stated that if they purchased the full HDD Tools product then it could fix the problem. Each of these was a piece of malware that had infected the machine and was trying to get the user to enter their credit card details into a website so that money can be taken from their account and maybe their card cloned. These malware programs go along with the fake anti-virus software that the APWG have reported a huge rise in recently. These are a coll...